NFL Player Knowshon Moreno Will Have Higher Auto Insurance Quotes

Overspeeding and DUI for Knowshon Moreno

Knowshon Moreno, an injured NFL player for the Denver Broncos must be feeling low because of a bad season in his career last year. We don’t know the exact reason but what we know is, Moreno will have higher auto insurance quotes.

Why?

That is because the other day, Moreno was caught drunk driving a Bentley convertible along Interstate 25 in Denver at a speed of 70 mph. But there was a construction going in the area and so the speed limit there now is lowered to 45 mph. And the worst thing is, his licensed plate reads, “SAUCED”. I am pretty sure that did not work well with the highway patrol officers and just spells one thing–DUI. (Read: Sauced = Drunk).

Anyway, it could be remembered that the Denver running back was first rendered ineffective in his team. Then he was benched and was replaced by Willis McGahee. Then, he popularity was shadowed by the football sensation that is Tim Tebow. And the final straw was being taken out of Week 10 because he suffered from a knee injury.

But instead of pulling his life together and improving his game, Moreno, 24, resorted to the comfort that liquor could bring. When he was pulled, the cops gave him a breath test and a field sobriety test.

Moreno was brought to a detox facility and was charged with DUI, failing to have insurance and careless driving. He should really get a Bentley accident insurance on his car because that is a very expensive piece. Moreno will be arraigned on March 2.

Highway Pileups in Florida Kills 10 People

Highway pile up in Florida. Photo by Matt Stamey / The Gainesville Sun via AP.

You can never tell when the end of your life will happen, even if you drive safely in a good car complete with auto insurance.

Over the weekend, 10 people died in several crashes that happened overnight because of the fog and smoke that emanated from a wildfire along the Interstate 75 in north Florida. Nine people died on the scene while the last one died later. And 20 more were injured.

Because of the wildfire, drivers could not see anything on the road. As the events were so sudden, five large commercial vehicles and 10 passenger vehicles just piled up on the highway. Everyone kept hitting each other from all sides. That is just one scene photographed above.

If you happen to be in Florida, do avoid the Interstate 75 because all lanes are closed as investigation continues.

Different Kinds of Insurance Policies

These are the basic kinds of insurance policies. Of course, there are far more sub-categories under these and they differ based on the insurance company and the police that you can afford.

1. Life Insurance. This kind of coverage provides the financial payments to your beneficiary or beneficiaries in case you pass away. This is especially helpful to bereaved family members where the insured is the breadwinner. The funds from the policy can help the family pay for the funeral/burial expense and to help them continue with their lives without having to sacrifice their lifestyles (e.g. residence, education, etc.). The amount that the family will receive will just depend on how much was paid or how much was on the face amount of the policy.

2. Health Insurance. The coverage on health has several kinds under it. It really depends on what kind of plan you have, you can get hospitalization benefits, dismemberment, surgery, doctor’s fees (including consultation), medicines, lab tests and even maternity. Some have clauses that include diseases for women, epidemics, or degenerative illnesses like cancer.

3. Automobile Insurance. The auto insurance seeks to provide protection against vehicle damage or financial losses due to vehicular accidents and/or theft. If you have a liability coverage, that means the company will pay for your financial obligations to the other party for property damage or bodily injury that resulted from an accident.

4. Homeowners Insurance. This policy covers property damage and the liability of a homeowner for property damage and injuries to other people. A standard homeowners’ insurance policy provides financial protection for the house and the items found inside it. With the many natural calamities happening all over the world, it would be good to include damages caused by force majeure in the policy, especially if you live in an area that is prone to earthquakes, tornadoes, or floods.

5. Travel Insurance. This would especially be handy to people who re traveling regularly, whether for work, business, or vacation purposes. The policy can cover reimbursement of travel costs in case there are medical emergencies, death, damage to personal property, or losses. It can even included reimbursements for non-refundable airfares, in case there is a medical emergency.